Things must be betting better, right?

Seems like a lot of the banks are paying the "TARP" funds/loans back. Goldman Sachs is the most recent announcing that they are prepared to pay the government back.

This means that things are better, right? In order to pay back, they had to prove that they could raise capital in the open market. During the "crisis," liquidity was a concern and no one (read institutions) was loaning to each other. They were holding on to their own capital because of the unknown.

So...either things are truly getting better or maybe institutions are creating loans to each (fabricating?) just to show that they can borrow...just so they can get out from TARP scrutiny...just so they can continue to pay executives and other key staff what they want to pay them.

I think everyone hopes that it's the first.

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