Where are you in relation to the "Peak Age of Financial Reason"?

David Laibson and his co-authors have studied whether there is an age at which you peak out with financial reason.  The logic is trying to determine how sophisticated your financial life should and can be.

One strategy for example is to simplify your financial life after you have peaked because you may no longer be able to handle complicated investments and scenarios.

What is this age?  What should you do? 

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