Money Magazine's 2012 Retirement Guide

Yeah, I must be going through a Money Magazine issue (still receiving for free).

They start living well on less with six recommendations:

1. Fine-tune your budget
2. Turn time into money
3. Live smaller
4. Move to a lower-cost area
5. Work part-time
6. Become debt-free

They also have articles on the following:

• How to draw the max - safely
• The right portfolio now
• Five great low-cost towns
• Medicare: What no one is telling you

To read what to do or for further details, click on the link on how to support me and purchase a subscription through Barnes and Nobles.com

To see how you can support me, click here.

You can also read more details on Money Magazine's website.

Money Magazine - Three Reasons to Love the Slowdown

In a recent Money Magazine issue (still receiving this one for free), there was a feature in their "Economy Watch" section titled Three Reasons to Love the Slowdown.

The reasons are:

1. Stocks are more attractively priced
2. Interest rates will remain low for a while
3. Investment properties are a deal

To read what to do or for further details, click on the link on how to support me and purchase a subscription through Barnes and Nobles.com

To see how you can support me, click here.

Money: Stay Cool When News Gets Scary

If you have been following this blog, you will know that I have been getting Money Magazine for free.  Here is reminder of how to stay cool when you get bad news.

The key points are:

• Know your history
• Know your portfolio
• Put it in writing
• Have a relief valve
• Put your core portfolio on autopilot

To view further details on Money Magazine's website, click here.

To subscribe, click below:

Money: Value Vacations for Multi-Generational Family Vacations

If you have been following my blog, you know that I am receiving Money Magazine for free.  That is my disclaimer.

In a recent issue, they have a brief feature on how to get more value for your dollars when planning a multi-generational vacation.  You can read about it more by clicking here.

To subscribe to Money Magazine, click here:

Money: Four-Season Home DIY Guide

In the recent Money Magazine, there was coverage of what you need to do during each season to protect the value of your home.

They have it features on-line as well.  You can find it with the following links for more details:

• Winter
• Spring
• Summer
• Autumn

To subscribe to Money Magazine, click here:

5 Things to Do in the New Year (or at least think about it)

Woohoo!  It looks like I will be receiving Money Magazine for another year.  If you have been reading my blog, you will know that my previous issue had Dec10 on it which usually means that my subscription will expire, but the most recent one has Dec11 on it.

One of the articles lists five things to do in the New Year.  They are as follows:

• Shop for a no-fee checking account
• Save your raise
• Go for a checkup
• Score a better rewards card
• Use your vacation days

For more details, click here to read: http://money.cnn.com/galleries/2011/pf/1101/gallery.Things_to_do_in_2011.moneymag/index.html

To subscribe to Money Magazine click here:

Welcome to Zombieland - A foreclosure reminder

Here is another article in the December Money Magazine that covers specifically Ladera Ranch in Orange County, California.

Just another reminder that housing should remain a "need" and not a "want."  Make sure you can easily afford it based on monthly cash flow.

Click here for the article.

To subscribe to Money click below:

Money Magazine - Make Money in 2011

Yes, I am still trying to catch up for 2010.  If you have been reading my posts, you will know that I am getting Money Magazine for free.  If I read the label correctly, the December 2010 issue will be my last (unless they renew for me).

They had a couple of quick blurbs that comprised "Make Money in 2011."  They have each individual piece online that you can find by clicking on the following links:

• Your Savings: Spread amounts over short terms from savings to five-year CDs, Increase your credit score to 750 or higher, and Don't settle for low interest rates on savings accounts
• Your Investments: Tilt towards stocks, Go big (dividend yields), Venture overseas, Stay Short (as far as bond terms), and Take a calculated risk.
• Your Home:  If buying, don't try to time the market perfectly and if selling, hang on a few more years until the market recovers (or try to unload fast).  If you already own, refinance if you are able.  If you are an investor and want to buy, wait until foreclosure numbers ramp up again.
• Your Job: Angle for that promotion, Toot your own horn, Raise your visibility in-house, and Nurture your network.
• The Economy  

For more details click on each link above.  To subscribe to Money Magazine, click the link below:

Money Magazine - Manage your money like a Man...or a Woman

If you have been following my blog, you know that I am receiving Money Magazine for free.  In the November 2010 issue, there was a feature on how to manage your money depending on which sex/gender you are.

The online version has 13 strategies for each gender.  It probably does not hurt to read both.

• Click here to read how to manage money like a man
• Click here to read how to manage money like a woman

To subscribe to Money Magazine, click here for 1-year with auto-renewal

ING Compare Me / Money: Seven Secrets to a Richer Retirement

If you have been reading my blog, you know that I have been getting Money Magazine for free (still).  In a recent issue, they were covering the retirement.  They had a couple things that were interesting including referencing ING's Compare Me website.  You can enter your age, your income, and how much you have saved.  It looks like more than 154,000 people have registered.

They also went through the Seven (7) Secrets to a Richer Retirement which include:

• Get a good picture of the future you
• Try to beat the other guy
• Use reminders and checklists
• Think bite-size pieces, not whole enchilada
• Make friends with an annuity
• Take losses in stride
• Protect the future you

Click here to go to INGCompareMe.com

To view the above in more detail, click here to go to their website.

To subscribe to Money Magazine, click here for 1-year auto-renewal

Secrets of Extreme Savers

In this recent feature by CNNMoney.com it features eight people or families and what they have done in their lives to be able to save a

Their key strategies are at the very core of nearly every "get rich" or "get out of debt" books in print and include the following:

• Avoid debt
• Delay gratification
• Create multiple streams of income
• Live below your means
• Cut down on everyday expenses
• Track your spending
• Live on one salary while bringing in two
• Automate saving

For more details, click here to read the entire feature.

Need a Professional Organizer?

I suspect that most people with children have clutter somewhere.

We do, and it is better in some places than others.  I will admit that I personally have made drastic improvements over the past many years.  I was recently reading the Money Magazine article (still getting for free) about organizing your garage and ran across "NAPO" which is an organization representing professional organizers.  I searched a nearby zip code and found a couple members and clicked to their websites for fun and found that they offer free consultations.  Of course, they will probably want charge for actual execution of any plans that result from the consultation.

It is just an option if anyone feels they need help.  The Money Magazine article estimates the cost to be about $200 to $1,000 for their services.  You can also "bribe a neat-freak friend" to help out.

Click here to subscribe to Money Magazine for 1 year or 2 years.

Other Websites:

• National Association of Professional Organizers
• Restore Order to Your Garage (CNNMoney.com)

21 Best Money Tips Ever

I am still getting Money Magazine for free.  In the April 2010 issue, there was a section on 31 Ways to Improve Your Finances.  The first section had seven tips and the last part contained the 21 tips.  I think they are worth reading.

Links:

• 21 Best Money Tips ever

Click here to subscribe to Money Magazine for 1 year or 2 years.

Money Magazine: The Internet Ruined My Life

This is a really short item at the end of the January/February 2010 issue of Money Magazine by Pat Regnier about  how technology was supposed to make the author more efficient, but was doing the opposite.

Click here to read the article.

Click here to subscribe to Money (1-year) for $10.

Money Magazine: Selecting a knife that is a cut above the rest

I found this video on knife selection.  It is hosted discussed by one of the associate deans at the Culinary Institute of America.

Click here to view the video on CNNMoney.com.

To subscribe to Money Magazine click on this link for a 1-year subscription for $10:  Money (1-year)

Money Magazine: Make the Best of a Bad 401(k)

In this article by Penelope Wang, she discusses some of the common problems (or concerns) with some 401(k) accounts and how to approach them.  For example:

• If it offers awful choices
• If there isn't an employer match
• If there are excessive costs
• A combination of the above

I am still getting Money Magazine for free. Click on this link to subscribe for one year for $10 through Amazon: Money (1-year)

Click here for the article on CNNMoney.com

Money Magazine: 20 best websites

I still am getting Money Magazine for free. The label as a Dec10 in one of the corners so apparently I will be getting through the end of the year. Click here to subscribe for 1 year for $10: Money (1-year) subscription.

In one of the recent issues, the main article spent some time briefly discussing their top 20 websites that they recommend.

Click here for the article.

Money Magazine Article: How to get your spouse to stop overspending

I still am getting the paper version of Money Magazine for free (see previous post).

Click here for the online version at cnnmoney.com.

The author, Tyler Cowen's thought is that it is a control issue, so talking about it make your spouse less in control and will make things worse.

For us, it's the same couple of things.  Trying to make sure what we buy is more of a "need" than a "want."  Also, per my wife, she feels that her items are "small but add up" and my items are "few and far between, but much more expensive."

I'm getting free Money Magazine

I think they want me (or someone I know) to subscribe to it. I think it started 2 months ago (or so). It looks like it expires at the end of this year. Until then, I’ll enjoy perusing it.

I’ll pass on any interesting tidbits (to me) to all of you through this blog.